Helping Clients Avoid Foreclosure and Keep Their HomesGetting behind on your mortgage payments does not make you a deadbeat. The inability to pay for your house can result from a myriad of factors. A serious illness, losing a job, or getting a divorce can all cause financial difficulty, resulting in an inability to pay bills and perhaps even a real estate foreclosure. At Brent W. Davis, L.L.C. in Birmingham, Alabama, we provide compassion and sympathy for our clients without judging them. A bankruptcy lawyer should make you feel comfortable. The mortgage company and their collectors will make you feel irresponsible for not paying your debt. Our firm will not. Avoid ForeclosureWhether you want to hold on to your house because of significant equity or sentimental value, bankruptcy attorney Brent W. Davis will help you stop foreclosure. Time is of the essence and we must act quickly and before the date of the sale. Filing bankruptcy will stop the foreclosure, but if the sale is complete, then you are coming to us too late. At Brent W. Davis, L.L.C., we will consult with you about your goals and help you determine the best option to resolve your problem. A Chapter 7 bankruptcy filing will rid you of the debts outside of your mortgage payment. Chapter 13 reorganization can prevent you from losing any of your assets, including your car. Creditors must get in line to get money as the court provides. For more information on preventing foreclosure of your home or to schedule an appointment, please contact us. We are a debt relief agency. We help people file for relief under the Bankruptcy Code. |